Welcome,
For the last couple of decades I, like many other people in the workforce have been investing with a workplace 401K. A majority of these plans have the same group of funds to pick from and it’s mostly a set it and forget it strategy. It’s a great way to build a nest egg for retirement and there is absolutely nothing wrong with that approach, but what do you do with extra money once you max out all available tax advantage accounts? You can spend it, keep it in the bank earning a pittance or you can open an after tax brokerage account.
I’ve had a brokerage account for the better part of two decades but only recently started focusing in on investing for mine and my families future and this blog will document my journey and hopefully help others along the way.
Thanks for reading,
P.A